Frequently Asked Questions about Protecting Your Identity

Here are the answers to the most commonly asked questions about identity protection.

What is identity theft?

Identity theft occurs when a thief accesses your personal identifying information and uses it to commit crimes of fraud. Identity theft can include anything from unauthorized credit card use to buying a home in your name.

How do identity thieves access my information?

To protect your identity, it helps to know the sources that identity thieves target when trying to get your information. Common targets are junk mail, pre-approval credit card offers, purses/wallets, checkbooks, employment/personnel records, and credit/debt card POS devices.

What are the consequences of identity theft?

Identity theft has to be caught early in order to prevent serious damage to your credit and your good name. Sadly, though, this is not the case for most victims. By the time you realize your identity has been stolen, the thief could’ve already run your credit into the ground. In extreme cases, some victims have even gone to jail for crimes that an identity theft committed. At the very least, you will end up spending hundreds, if not thousands, of dollars and weeks of time trying to undo what the thief has done.

What’s the best way to protect your identity?

Fully protecting your identity on your own would require 24/7 monitoring of your credit. This would be the only way to guarantee you would catch identity theft in time. Fortunately, you don’t have to do this. For a nominal fee, professional identity protection will monitor your credit for suspicious activity and offer you a considerable insurance policy should identity theft ever occur.

How much does professional identity protection cost?

When you compare the cost of identity protection with the cost of identity theft, you realize that it is indeed a wise investment. Most companies will offer you full protection and a $1,000,000 insurance policy against identity theft for as little as $10/month. Considering your good name and peace of mind are at stake, that is a small price to pay.

Isn’t it possible to protect your identity without professional help?

It is possible, yes, but it isn’t very feasible for most people. With the way identity thieves are evolving, you might have trouble keeping up with everything you need to do to protect your identity fully. You basically would have to monitor your credit constantly, which is implausible for an individual. In spite of your most valiant efforts, you might still have your identity stolen, and you would have no guarantee or professional help if it did. With professional identity protection, you have the comfort of knowing that the company will reimburse you for your costs of up to $1,000,000 if your identity is stolen. They will also pay for any professional services you require to make things right.

Contact us if you have any questions that you want answered.