Professional Identity Protection: The Best Thing for Your Identity

Identity thieves are constantly evolving, inventing new schemes to access and abuse your personal information. This is part of what makes identity theft such a challenge for law enforcement to deal with, and even harder for consumers. Undoubtedly, there are steps you can take to reduce your risk of identity theft, but there are no guarantees. The best way to protect your identity and give yourself peace of mind is to enlist the help of professionals. Identity theft prevention specialists can protect your identity so you don’t have to worry anymore.

How Professionals Can Protect Your Identity

If you enlist the services of professional identity theft experts, they will take immediate, specific steps to safeguard your personal information. Here are some typical actions they will take to protect your identity:

• Each year, your credit report will be ordered from the three major credit bureaus and automatically sent to you for you to review. By law, you are entitled to one free credit report per year from each bureau.
• A fraud alert will immediately be established with the credit bureaus. A fraud alert is not just a reactive step taken after identity theft occurs. It can be set at any time, even as a preventive measure. This will force parties who want anything to do with your credit to go to great lengths to verify that the person initiating the transaction or inquiry is actually you. Usually this means you will be contacted by the bank, credit card company, etc. via telephone to verify the legitimacy of the transaction.
• Fraud alerts will be reset every 90 days until you tell the company to stop.
• Any occurrence of identity theft is backed by an insurance policy of up to $1,000,000. That your identity would be stolen while you are a client is unlikely, but the company will not rest until your identity is restored if theft occurs. You will be totally reimbursed for any professional services you have to enlist, such as case managers, investigators, lawyers, etc.
• Your name will be removed from junk mail lists and pre-approval offers for credit cards, as these are prime hunting grounds for identity thieves. This protects your identity while also saving you the hassle of dealing with all that mail!

Support & Consultation

In addition to the steps mentioned above, your identity theft prevention service will also be at the ready for any support and consultation needs you might have. In other words, you would have trained identity theft experts at your disposal almost around-the-clock if you have any questions or concerns. They serve as a valuable resource for information on your credit and how to protect your identity and also as allies in the event your identity is stolen. You will have a guarantee on their services, as well as the peace of mind of knowing that you have experts on your side.